What about us?

Bernie Sanders wants to wipe out all student college debt – amounting to somewhere in the vicinity of $1.6T. Mind you this is money owed to the American taxpayer, who only loaned the money to these students to assist them in their education – not to pay for it outright. Talk about “buying votes”; given the number of students with student debt (roughly 45 million), it seems that Bernie’s going to win in 202o…

But, wait! I have a few questions, Bernie:

1) What about the rest of us? What about those of us who responsibly attended college by choosing a useful (pronounced STEM) degree program, one where scholarships and fellowships were available, and who worked through school so as to not have any or minimal debt upon graduation? Is it our reward for being responsible citizens that we are saddled with paying the debt of those who weren’t?

2) Why not go further, as long as you are printing money, and pay off everyone’s mortgage, too? That will penalize us further, those of us who have lived within our means and scrimped/sacrificed/saved so that we could own our homes outright. Why not saddle us with the debt of those who partied, vacationed, and spent beyond their means rather than pay off their homes?

Somewhere I once read an unverified quote that seems to accurately describe what is happening in the United States. This unverified quote essentially made the claim that a democracy only remains viable until the people realize that they can write themselves a check out of the treasury. This appears to be what Bernie (and others) are attempting to do; the trick is to make sure that more people benefit from the giveaway of public funds than those who will suffer for it, thus insuring voter support.

It is the 16th amendment that is largely responsible for this dilemma, as until its ratification direct taxes were required to be apportioned based on population. With the advent of the progressive tax system the 16th amendment enabled, it became possible to provide the majority of people with a benefit where their contribution in taxes was far less than the benefit received.

The Constitution was designed to protect against the “…tyranny of the majority…” by including specific rights for the people and limitations on government. Unfortunately, Article I, Section 9, Clause 4 of our constitution just wasn’t clear enough, as evidenced by ratification of the 16th amendment. Hopefully, we’ll get it right next time.

The ongoing assault on the right

NPR published an article recently claiming that white supremacist and white nationalist groups were responsible for “…the deadliest and most active form of domestic extremism…”. The source they are using (the Anti-Defamation League) claims that “…right-wing extremists collectively have been responsible for more than 70 percent of the 427 extremist-related killings over the past 10 years…”. However, I believe that the story is presented in a way designed to maximize reader outrage and to demonizing those on the “right” – even though few on the right would ascribe to the beliefs of the groups identified with extremist terrorism. Further, I believe that the limited timeline of the last 10 years was specifically chosen to minimize the impact of acts of terror committed by other extremist groups.

The 70% (299) of the 427 extremist-related murders attributed to far right groups is appalling, but so is the remaining 30% (128) committed by other extremist groups during this same 10 year period. However, these numbers pale in comparison with the 155,166 people murdered in the U.S. in the 10 year period from 2008 through 2017 (the last year where full data is available from the FBI UCR). When considered in the light of these other murders one realizes that right wing extremist groups were responsible for less than 1/5 of 1% of the murders committed in U.S. during a 10 year period (with 1/12 of 1% committed by the remaining extremist groups). The number of people killed by these extremists has been very small relative to other murders, which suggests that we have far greater problems than domestic right (or left) wing political extremism.

Furthermore, the limitation posed by the time period considered (the past 10 years) conveniently allows the ADL and NPR to ignore the 2996 killed and more than 6000 injured at the hands of Islamic extremists on 9/11/2001. To include 9/11 would certainly steer focus away from the right-wing extremists targeted by the article, and would also make the story less politically useful.

In my opinion this story is designed to exaggerate the impact of these white supremacist and white nationalist groups, and to associate them with the current administration explicitly and Republicans in general. I believe that this is for the purpose of diverting support from the right to more liberal, left-leaning candidates in the next election cycle. I expect such tactics from the media these days, but I am appalled that NPR has taken it to a level where it is necessary to demonize an entire political party, the vast majority of whose members would be outraged to be associated with such groups. I am also appalled by the article’s attempts to maximize the apparent effect of these extremists groups by limiting the timeframe considered, particularly given their small impact overall relative to other terror groups or general crime rates.

Shame on you, NPR. I expect non-partisan reporting from an entity that claims to be an “independent” news organization.

Disingenuous hyperbole

Oregon democrats have decided to close the state Senate due to an unspecified militia threat:

Oregon Senate closes due to ‘possible militia threat’ after Republican walkout

A vague statement was made by the state police regarding the supposed threat, but there are no details that can be used to gauge the threat or even corroborate its existence:

Oregon State Police, in a statement, said it has been “monitoring information throughout the day that indicates the safety of legislators, staff and citizen visitors could be compromised if certain threatened behaviors were realized.”

Frankly, this sounds like a political hatchet job aimed at embarrassing Republicans by insinuating that their supporters are violent thugs (but the liberal Antifa crowd, they’re just activists, right…?). This is simply payback for state senate Republicans having denied the Democrats a quorum in the senate and thus stalling their carbon cap-and-trade legislation. If actual credible threats had been made we would have seen arrests rather than accusations.

I’m offended by these tactics; we should expect better from our elected representatives.

Affordable Housing

2020 Democrats Offer Up Affordable Housing Plans Amid Surging Prices

Not a one of these plans offers a real solution. But don’t expect our nation’s undereducated voters to understand; the classroom-based political indoctrination process has weeded out fundamental skills like basic math and general economics. As a result, many voters will accept these proposals as viable solutions – no matter how bad.

Some of the proposals offer money to those who cannot afford their rent. But if you want affordable housing, giving money to people will not solve the problem; this will only increase the cost of rent. Think about it: if the housing stock remains the same, but more money is available for rent (creating more competition for the existing rental units), what would you expect to happen? That’s right; rent will increase, and the same people who have the rental units now will keep them – albeit at a higher rent.

OK, so the politicians then say that they will invoke rent control to prevent rent increases. But that won’t solve the problem, either. In this scenario there are still too few rental units, and investors are unlikely to build any more when rents are set at the whim of local government officials. This result of rent control is easily proven; it has been shown time and again to reduce the number of rental units, and without more rental units to meet demand prices will continue to rise.

So next the politicians promise to force developers to build “affordable” housing along with their other, more expensive units, supposedly solving the supply issue. But once again this will lead to failure. In this case the cost of the rent subsidies are simply passed on to the non-“affordable” units, increasing rents for others. In addition, only the chosen few benefit from such “affordable” units (there is no way to construct enough affordable units to meet demand), and those lucky enough to obtain a subsidized unit are free to camp out in it for life.

None of the proposals floated by the democratic candidates will do anything except increase the cost of rent for the vast majority of people. Ignoring the laws of supply and demand won’t fix anything. If you want lower rents then we need more rental units, and if you want more rental units then you need to make it easy and profitable to build rentals. Establish rental-friendly zoning rules, ease rental permit requirements, and eliminate rent control and you will be rewarded with more rental units at lower cost.

A bit of reduced risk for landlords wouldn’t hurt, either; reducing landlord risk will translate directly to reduced rents. This does not mean that renters should have to tolerate truly bad landlords; only that landlords should not have to tolerate truly bad renters, either. For instance, laws that allow rent to be withheld from landlords who have failed to make timely repairs are ripe for abuse. A renter could cause damage to a property deliberately or from improper use, then use the condition to avoid rent. Instead, the renter should have to deposit the rent with a tribunal while the investigation is ongoing or be subject to eviction for non-payment. Also, eviction for non-payment should be made easier; forcing landlords to subsidize delinquent renters for months or years while the renter abuses rental laws is not something that encourages investment in rental properties.

If you want to make rents more affordable then you need to make it easier and more profitable to build rental housing, and protect landlord investments though more equitable eviction law. It’s a simple as that. Wealth redistribution by the government will only behold you to the errant politicians and secure your vote for them and their mindless rent control schemes.

California math

The California legislature has passed a budget that includes health care funding for illegal aliens, all the while claiming to have a budget “surplus” (they have a whole $19B in their rainy day fund). However, the truth is a bit different. According to this article in the Sacramento Bee, the state’s unfunded pension liabilities are at least $450B, and likely closer to $1T – that’s a far cry from what they have in their rainy day fund.

It’s no wonder socialist dogma is so popular in California – their voters simply can’t recognize that the math does not work.

Congress now has purpose…

… and it’s not lawmaking. They are now dedicated to making sure than an opposition president, duly elected by the citizens of the United States, is prevented from operating effectively.

The House has passed a vote that “…clears the way for more lawsuits against Cabinet departments, administration officials, bankers, accountants and more…”. Essentially, it’s a fishing expedition with virtually limitless scope paid for by the American taxpayers. But wait – it gets worse:

“The goal — as Rules Committee Chairman Jim McGovern, D-Mass., said in a hearing of his panel on Monday — is for the House to both investigate and keep its calendar clear enough to legislate: “To walk and chew gum at the same time,” McGovern said.”

Well, it’s nice of them to set a little time aside for legislating – although that should be their first priority rather than an afterthought. With all the issues facing the country today – which their “investigations” will not solve – they have plenty to do already.

Frankly, I’m tired of this McCarthy-style witch hunt. As Obama is alleged to have said:

“Elections have consequences, and at the end of the day, I won.”

It’s time to get out of the way and stop the obstructionism. After all, elections have consequences…

The autocracy of liberalism

I have repeatedly heard left-leaning publications decry the rise of populism or nationalism and extol the virtues of liberalism. Here is an example from an NPR book review of Jill Lepore’s “This America”:

“To fight mainstream populism and nationalism, Lepore argues, supporters of free, fair, and inclusive liberal government can’t just hold their noses and wait for voters to realize that of course democracy is better than autocracy, and of course immigrants shouldn’t be vilified and ostracized.”

Such statements seem to vilify populism and nationalism, implying that they are not democratic and will lead to autocracy. But I would argue that they rise precisely from democracy; it is the people who have voted nationalists into power in many countries. It may not be the democracy you envision, but it is democracy nonetheless.

I would instead argue that it is frequently liberals who lead us to autocracy. For instance, if liberals “…can’t just hold their noses and wait for voters…”, just what do they propose? Isn’t the alternative to “…wait[ing] for voters…” autocracy? Remember, too, that is is frequently liberal or socialist uprisings that lead to autocracy – usually in the name of the people. Hitler rose to power as the head of the German Workers Party, and eventually the Nazi party (National Socialists German Workers Party), on the premise of supporting the labor party and wealth redistribution (Berlin, Rheinmetall-Borsig Works — Speech of December 10, 1940). Yes, the Nazi party was nationalist; but it was also liberal at its roots.

This same NPR article also associates nationalism with anti-immigration sentiments (“…and of course immigrants shouldn’t be vilified and ostracized…”). But this position, too, is misleading. In fact, many countries have strict requirements for immigration, including the requirement that immigrants not be a drain on their social systems. Are all of these countries “nationalist”? Do they “vilify” immigrants, too?

I am disheartened by such attempts to mislead the public into believing that  anything other than liberalism is un-democratic or anti-immigrant, and leads only to autocracy or dictatorships. History shows that liberalism (via socialism) is frequently a precursor to autocracy – even though it is often veiled in claims of democracy.

Yeah, that makes sense…

An interesting read regarding the political/social climate in Seattle, WA:

Seattle accused of turning blind eye to rise of homelessness, drug dealing

Here are a few excerpts:

Mayor Jenny Durkan pushed for an elimination of fines for late returns, which has already been done at over 50 libraries nationwide. But The Seattle Public Library depends on the revenue from fines, more than $1 million per year, as part of its operating budget. So Durkan pushed through a seven-year, $213 million property tax levy proposal that would do away with late fees. Voters will decide this fall and library officials are hopeful.

I’d be hopeful, too. Let’s see: they are eliminating fines that generate $1M per year and replacing them with a property tax that will generate $30.4M per year. Yeah, that makes a lot of sense…

“Fines don’t teach responsibility,” said Andrew Harbison, Seattle public library assistant director…”

Yes, they do, Andrew. That’s why we fine people for improper activity. Do you think people slow down in a school zone because they are worried about your kids, or because of the fine they might face if caught?